Your coverage


As of April 1, 2023, deposits held in First Home Savings Accounts (FHSA) are separately insured for up to $100,000 (principal and interest combined) at each CDIC member institution. The addition of the FHSA category complements a series of other recent changes to enhance CDIC deposit protection to reflect how Canadians bank and save.

Tools and videos

What is CDIC and how do you find out how you’re protected? Watch these short videos to learn all about deposit protection and use the calculator to determine your coverage. Want to see more? Check out our YouTube channel and follow us on social media.

One less thing to worry about

We all have enough to worry about. Do you really need to worry if your money is safe in a bank? Not if you bank with a CDIC member institution.

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