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Financial Products

Guaranteed Investment Certificates (GICs)

A Guaranteed Investment Certificate (GIC) is a type of term deposit. When you purchase a GIC, you are loaning money to the financial institution which issued the GIC (the issuer). In return, you are guaranteed an interest rate for the term of the investment, as well as the repayment of your initial investment at the end of the term.

Guaranteed Investment Certificates (GICs)

What you need to know about Guaranteed Investment Certificates (GICs) and CDIC coverage.

Prepaid Cards

With many new financial products and services entering the marketplace, it can be difficult to tell which ones are covered by CDIC deposit protection. This is especially true when a third-party offers a financial product in partnership with a CDIC member institution.

Prepaid Cards

What you need to know about financial products that have a deposit component, such as general-purpose reloadable prepaid cards and CDIC coverage.

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